Daqin started with offering immortal medicine

However, Li Yang knew that the reason why those merchants and common people were willing to accept these banknotes was due to the uniqueness and irreplaceability of this new currency.

What does that mean?

It is Daqin's fiscal taxation, which only recognizes this kind of paper money, not even gold.

This is its uniqueness and irreplaceability. As long as you are in Daqin, only this banknote is considered money.

Since gold is no longer money, how can people not accept paper money?

More importantly, this kind of banknotes can still be used to buy gold, and the central bank of the Great Qin Dynasty has a daily floating gold price.This also means that even if you accept the money and worry that it will become worthless, you can still use these paper money to buy gold, but after the paper money buys gold, the gold can no longer be used, and can only go to the bank and gold. Only then can they be used and circulated in commerce in exchange for banknotes.

For merchants, does it ask for gold?Still want paper money?

Obviously, merchants will accept paper money.

Especially for the merchants who contracted the canal project, they not only had to pay workers wages, but also purchased tools and materials, all of which required banknotes, so no merchant objected to banknotes.

Moreover, for merchants, this kind of paper money is obviously easy to carry, which brings incomparable convenience to metal currency in business.

Of course, in order to assist the issuance of Daqin banknotes, the State Council also led the Daqin Central Bank to set up banks across the country.

Because the purpose of the bank is deposits, loans, remittance, savings and other businesses, a financial institution that undertakes credit intermediaries, and at the same time looks like an industry and commerce, so the first commercial bank in Daqin is called Daqin Industrial and Commercial Bank.

Daqin Industrial and Commercial Bank is naturally a financial institution under the Daqin Central Bank and is completely state-owned.

People can go to counties and counties to make deposits, loans, and exchange old money for new money, and even exchange for gold.

Of course, in Li Yang's eyes, in addition to the basic functions of exchange, deposit and loan, the bank also has another function, which is to cooperate with the court's social and economic policies or intentions, and directly or indirectly act as the court's economic development bank in specific business fields. , Financial institutions that promote social progress and implement macroeconomic management tools.

Bank, it is a reservoir again.

The issued currency can be accumulated in the bank by using the deposit business.

In the future, the imperial court will need to carry out construction. Instead of blindly printing and issuing currency like this time, it can directly use bank loans to carry out project construction.In this way, it will not cause the consequences of over-issued and rotten currency.

In short, the stability of credit currency is crucial.

At the same time, banks have the function of eliminating the false and preserving the true.

After all, Daqin's new banknotes are a new thing. If there are no banks, if there are a large number of counterfeit currency circulating in the society, this will also be a problem.

And once there is a bank, people go to the bank to deposit, and they can find counterfeit money in time.

When counterfeit money is found, people will naturally identify the banknotes seriously in the future, which is a virtuous circle.

Of course, Li Yang is not worried about counterfeit money at the moment.

Because the current banknotes are produced by gathering all kinds of top technologies and craftsmanship from the Daqin Commander-in-Chief.In other words, Daqin banknotes represent the highest papermaking, engraving, and printing techniques of Daqin.

In this era, there is no individual or group that can have the ability and level of defense.Even other countries in the world do not have the ability to prevent this.

In this regard, Li Yang is still very confident.

The issuance of Daqin credit currency was very successful, which provided the foundation for Daqin to build a prosperous commercial society.

Because of this, on this day, Li Yang put forward the grand goal of vigorously promoting the development of the handicraft industry and striving to build a commercial society in the Qilin Hall!

Hearing that it was finally time to start developing the handicraft industry, Fusu also started gearing up.

Because he had long thought of implementing this step as soon as possible.

He heard from Li Yang that only by vigorously developing the handicraft industry and building a commercial society can Daqin prosper and society bring earth-shaking changes.

And if it was when he was supervising the country, Daqin could undergo an earth-shaking change, then when the father came back, it would naturally be another big surprise.

Therefore, Fusu couldn't wait to ask: "Teacher, how should handicrafts and commerce be developed? What should we do as the first step?"

Hundreds of officials also looked at Li Yang one after another, because they didn't understand the development of the handicraft industry and the construction of a commercial society.

Li Yangdao: "To build a commercial society, the method is actually very simple. That is to introduce laws to protect the legitimate rights and interests of businessmen and improve the social status of businessmen."

"This... that's all right?"

Fusu and Baiguan were shocked.

"Yes, that's enough." Li Yang nodded.

"..." Fusu and Baiguan were dumbfounded. Is it that simple in a business society?

This made everyone feel incredible.

Because from their point of view, the commercial society Li Yang portrays is full of everything that should be expected, a bustling city, and a rich life, all of which definitely require a lot of effort to create.

However, this method of building a commercial society... is actually so simple?

It just improves the status of the businessman, which is beyond everyone's expectations.

Li Yang naturally understood why everyone was puzzled, and couldn't help laughing: "The essence of commerce is exchange, or an economic activity that uses currency as a medium to exchange and realize the circulation of goods. To build a commercial society, the court cannot rely on it." It can be done, but it should depend on everyone in the whole society. Let some merchants be willing to do business, produce goods for circulation, and the people are willing to buy and consume, so that a benign commercial economy will be formed. What the court has to do is to protect The rights and interests of this commercial economy shall not be violated."

Fusu: "..."

Baiguan: "..."

Everyone was still dumbfounded and couldn't understand at all.

Seeing that the court hall was full of fools, Li Yang felt helpless, so he could only say: "To put it bluntly, it is to let businessmen make money with peace of mind, and make money with peace of mind."

This time, everyone finally understood.

Fu Su said: "Can't businessmen make money with peace of mind?"

Everyone nodded, expressing doubts.

Li Yangdao: "The status of today's merchants is low. 12 merchants have been forced to relocate to Xianyang, and their family properties must be registered. To make money, who will create social wealth?"

When Fusu and Baiguan heard this, they couldn't help but nodded, because what Li Yang said was indeed the current problem.

Of course, Li Yang deeply agrees with this question.

Because of the Tianxiaju Restaurant and the baijiu business he cooperated with the Ba family, most of the profits generated this year were taken away by the court.

Of course, the money that the imperial court took from the merchants was naturally for a purpose.

For example, pay food tax based on the number of workers employed?

Like business tax?

Li Yang became a shareholder of Tianxiaju, and apart from paying taxes, the imperial court did not take much.