Rebirth 1990: I have three golden fingers

After the three small shareholders left, Fang Bai called the leaders of Wencheng and made an appointment to discuss investment tomorrow.

Some time ago, the leader of Wencheng called Fang Bai and said that he wanted to meet and chat if he returned to Wencheng during the Spring Festival.

This time, the investment scale of Xinghai Group has risen to the attention of provincial leaders, let alone the municipal level.

When an investment reaches a certain scale, even in Oubei, county leaders must report it to the city, which will decide.

Fang Bai also had something to discuss with the city when he came back, and he promised to visit him at home during the New Year.

Tomorrow is the 26th of the Lunar New Year, and the government units will have a late holiday. They won’t have a holiday until the 28th.

After a while, the phone call was answered, and Wencheng leaders welcomed Fang Bai very much.

What Fang Bai wants to talk about has a lot to do with Yonga County, and it also needs the support of county leaders. He hopes to call down Gu Wen and other important leaders. Wencheng leaders said that it is no problem and they should attend the meeting together.

At 9:30 the next morning, Fang Bai changed into a wool coat and a wool shirt, making it look more formal.

His father was also dressed very formally. The father and son stood together, their eyes and noses were very similar.

"Son, how much is the land price per acre?"

"The current market price is 7.8 million yuan per acre, which won't be much lower. I plan to exchange for a discount with other conditions. We don't dare to ask for it for free. To settle accounts later, defrauding national assets is not a misdemeanor." Fang Bai heard that his father I asked, probably because I didn’t know the exact amount, but I won’t know the exact amount until we actually negotiate.

"Okay, everything is in your control, I won't say anything." Fang Shi has always been like this. The last time the city leaders came to inspect the construction of Xinghai Square, they said that the issue of increasing investment would be left to his son, and he could not decide.

In fact, he can make the decision, but he usually asks his son for his suggestions, such as how much the property should be developed and how much it should be priced.

Anyway, it is natural for my son to take the blame for me.

After the father and son had tidied up, they got into the Daben with a smile and the driver took charge of driving. Together they arrived at the Wencheng government compound.

When they first arrived at the gate, the city leader's secretary was waiting for Fang Bai to arrive. After the car parked, he politely greeted Fang Bai and his son and led them to the conference room.

Fang Shi has met city leaders, and county leaders more often. After two years in business, he has come into contact with more people at all levels, and his thinking and vision will change. He is not as dull and taciturn as he was before he started business.

At this meeting, leaders from Wencheng and relevant departments, as well as two leaders from Yonga County were present.

Seeing the arrival of the city leader's secretary and Fang Bai and his son, everyone stood up one after another. The city leader was the first to step forward and shake hands.

"welcome."

"Nice to meet you!"

"We welcome Director Fang back to his hometown. We are very happy to see the rapid development of Xinghai Group."

"Xinghai Group's current scale and development relies on national policies, the support and trust of city government leaders, and the inspection and guidance of county leaders." Fang Bai responded politely when he saw the enthusiasm of many leaders.

I had figured out the appearance of the city leader a long time ago, and now someone introduced me to him, and I immediately knew who he was.

By the way, I checked and found that the favorability level is around 70, but has not yet reached 80. Directly increase the favorability level to 80 trust level, which will be useful in negotiations.

Many city leaders and department leaders at the scene had never met Fang Bai, but had only heard about how powerful Fang Bai was.

"Dong Fang really knows how to talk, so it makes sense that business is booming." The leader of the city council praised with an elegant smile.

After the two parties finished their polite greetings, they sat facing each other.

Fang Bai introduced the development of Xinghai Group in the past year and its development plan for the next year, with the purpose of attracting the attention of city leaders.

After listening to Fang Bai's introduction, the leaders had a deeper understanding of Xinghai Group. It has five branches and also invested in a Hualian supermarket and valve company. They are all in a stage of rapid growth, with great influence and good capital turnover.

Machinery companies, in particular, have high brand awareness, and their products have monopolistic competitive advantages in the market. They have a wide customer base and a good reputation. Their monthly revenue has exceeded 100 million yuan, reaching 150 million yuan.

It's just a pity that neither the machinery company nor the technology company is located in Wenzhou.

After Fang Bai introduced Xinghai Group, city leaders praised Xinghai Group's achievements on behalf of the Wencheng government and hoped that Fang Bai would invest more in his hometown.

Speaking of this, Fang Bai felt that the time had come. He came today to discuss this matter and expressed his position: "Yes, as a Wencheng native, I especially want to invest more in my hometown and hope that my hometown will develop better and faster.

At the same time, I also see that Wencheng has an increasingly prosperous population, better urban infrastructure, more convenient transportation, diversified industries, rich educational and medical resources, and equal emphasis on environmental protection and sustainable development, all of which are worthy of greater investment. "

Fang Bai praised the work of the leaders of Wencheng and flattered them first. When he saw the leaders smiling and nodding, he started to talk about the key points: "I have promised to donate money to build a bridge to speed up the economic interconnection between Oubei and the urban area.

Now, it's time to execute.

I have an immature idea, which is like this. I plan to invest 100 million to build a bridge. This bridge will be divided into two layers, the upper layer is open to traffic, and the lower layer is pedestrians..."

Fang Bai does not want the bridge to pass large trucks, which will affect the traffic and noise problems around Xinghai Square, so the height must be restricted and small trucks can pass at most.

Pedestrians and bicycles can also travel on the lower level, but motor vehicles such as motorcycles can only go up to the upper level.

When building the bridge, attention should be paid to convenience, with convenient entrances and exits, especially the pedestrian exit, which can lead directly to Xinghai Square.

Urban residents only need to walk 1.1 kilometers from the entrance to Xinghai Square, which is not a long journey.

If you ride a bike, it's faster.

Shopping in this era is not easy. In later generations, more than one kilometer would be considered too far, and a "one-kilometer commercial circle" is important unless it is convenient to park.

If parking is inconvenient and it takes more than ten minutes just to park, I really don’t want to go.

Previously, Fangbai planned to invest in bridges again in the late 1990s, but now the time has come.

As long as he puts most of the land in Oubei into his own hands and Xinghai Square is built, Oubei will be laid out. It is indeed time to build bridges. Otherwise, if it takes too long, the urban planning will change or there will be no land.

After Fang Bai finished speaking, city leaders praised Fang Bai's kindness and generosity and thanked him on behalf of the Wenzhou government and the people of the city.

Of course, they are also worried about the problem of funds being cut off. Then the government will have to wipe their ass.

Fang Bai saw the concerns of government leaders and said bluntly: "I hope to set up a project team to conduct public bidding, with special fund management and supervision by the municipal government. The investment fund is 100 million yuan. The specific investment amount depends on the bidding plan.

No matter what happens to Xinghai Group, this fund is immovable and can only be used for bridge construction.

After signing the agreement, the money will arrive within a few working days. "

He proposed that the funds should be supervised by the municipal government, but the right to use them still belongs to Xinghai Group. Fang Bai would definitely not trust the funds to be handed over to the government for management. Who knows what garbage construction unit they would hand over to, maybe even 200 million yuan would not be able to complete the construction. It was clearly agreed that the amount would not exceed 100 million, but he still refused to do it, and there was no point in filing a lawsuit.

This project will be subject to external bidding. Xinghai Group will set the requirements and be responsible for the funds, and will look at the bidding plan.

There's only so much money, if you can't finish it, it's up to the winning bidder.

Of course, the city government leaders said yes, which reduced their worries and said that the land issue would be resolved by the government.

The matter of building the bridge was implemented in this way. After the year, the bidding was announced and the government allocated the land.

Fang Bai then talked about villa investment, which was the highlight.

"In order to speed up the economic development of Oubei, I plan to invest 2 billion yuan to build an international standard golf course and villa area!

Another plan is to invest 5 billion yuan to build hotels, CBD business offices and high-end residential communities..."

Fang Bai slowly said that the golf course and villa area cover an area of ​​more than 2,000 acres, while the hotel, CBD business building and high-end residential area behind it also cover an area of ​​3,000 acres.

Of course, Xinghai Group does not have so much money, so these investments must be divided into several phases, and the cheap land must be obtained first.

Fang Bai has calculated that in addition to the 600 to 700 acres of land he has hoarded, he still needs 4,300 acres of land, with a land payment of at least 2 billion yuan.

Even if the land payment is divided into four installments, each installment will still require 500 million yuan.

The funds needed are mainly spent from Xinghai Real Estate Company, which can transfer about 150 million yuan, and a total of 150 million yuan can be borrowed from Xinghai Commercial Company and Xinghai Machinery Company, for a total of 300 million yuan.

It doesn't cost much to build the bridge in the early stage, but 100 million yuan has to be thrown into the special fund, which is also deducted from this 300 million yuan.

In other words, Fang Bai can only take out 200 million yuan in real money and then borrow money from the bank.

Part of the funds can be recovered through pre-sales of residential properties once construction begins. There is no rush to build hotels and CBD business buildings unless investors are found.

Xinghai Group has no experience in operating hotels, so it is difficult for hotels to make profits. Fang Bai is not optimistic about this. He just sells most of the hotel shares and keeps some for himself. This can reduce investment risks and use more funds for other huge profit projects.

The cake that Fang Bai drew was so big that all the leaders on the scene were instantly shocked.

An investment of 7 billion yuan will be divided into four to five phases and completed in five years!

Wencheng's GDP last year was 13.386 billion yuan, of which Yongjia County contributed more than one billion yuan, and Xinghai Group contributed a lot.

City leaders savored it.

If you don't seek small profits, you must have a big plan.

No wonder Fang Bai was willing to donate the bridge.

However, everyone had to admire Fang Bai's vision and strategy.

"Director Fang, we are a little curious about how to solve the funding problem?" The city leader was worried.

"I hope that the land payment can be prepaid in installments, and I also need to borrow money from the bank to solve part of the funds. As long as it takes half a year, or at most a year, our company will no longer be short of funds." Fang Bai responded to the leader's confusion.

Next, Fang Bai elaborated on his funding source plan.

After hearing this, the leaders felt that it was feasible.

After all, the two properties of Xinghai Company are very popular, and several other companies are very profitable, but they are currently short of funds.

They began to hope that Fang Bai would increase investment. Now they are increasing investment, and they even don’t know whether they can eat this big pie.

If this large investment can be implemented, thousands of acres of land will be truly developed, which will be a very big political achievement for them.

Next, the two parties discuss the details, which is bargaining.

Thousands of acres of land have been invested in construction, which has never happened before in Wencheng.

Oubei No. 1 Middle School to the north of Xinghai Square has to be moved. It is too close to the core business district and affects teaching. Xinghai Group is responsible for building a middle school for Oubei No. 1 Middle School.

The teaching buildings and dormitories of Oubei No. 1 Middle School are already somewhat dilapidated, which is not conducive to attracting teachers and students. Teacher resources and student sources are naturally not good.

Only good educational resources and supporting facilities can attract more owners to purchase Xinghai Group's properties.

In addition to the middle school, a primary school and several kindergartens will be built in this area.

Fang Bai proposed donating public facilities such as primary and secondary schools and gymnasiums, which would cost a lot to build. The land must be provided by the government, and the price of the several thousand acres of land must be discounted.

Of course, these public facilities must be put into use on schedule.

Instead of cutting a pie and then losing the house after it is sold, it is just to deceive people into buying houses. This kind of routine is too familiar to Fang Bai. He does not allow it to be used in this way. It is too bad for reputation.

These public supporting facilities are equivalent to taking land payment money to build supporting facilities, which is also Fangbai's investment requirement.

Otherwise, if the government does other things after receiving the land payment without improving the surrounding supporting facilities, it will be very detrimental to Xinghai Group, and land prices and housing prices will not rise.

There are many details to be discussed, which are recorded by relevant staff.

The talks were not completed in the morning, and it was not until the next day that the two sides concluded the negotiations, and the agreement was divided into several steps.

First, Xinghai Group transferred 100 million yuan into a special account to invest in the construction of the "Xinghai Bridge". Xinghai Group wanted this title.

After the funds arrive, the Wencheng government will cooperate with land acquisition, bidding and other related work.

As long as the funds for the bridge construction are in place, that is, the sincerity is in place, the next few steps, that is, the investment of several thousand acres will be easy to handle.

The planned land acquisition is about 5,500 acres, of which 500 acres are for education and public facilities, and the government is responsible for it.

Of the other 5,000 acres, nearly 700 acres were purchased and hoarded by Xinghai Group in the early stage. In fact, about 4,300 acres of land need to be expropriated, with a land payment of 1.72 billion yuan.

500 million yuan is paid in advance, and another 500 million yuan is paid at the end of the first year, and the remaining land payment is paid in the second year.

The government will be on holiday tomorrow, but since the matter has not yet been resolved, the Wencheng government and Yonga County government are required to work overtime to complete the follow-up work of the signing.

A series of investments with numerous projects, with a total planned investment of more than 7 billion yuan, is called the "Xinghai Group-Wencheng Ten Billion Investment Project".

At present, the two parties have only signed a letter of intent for cooperation. It is planned that on the eighth day of the Lunar New Year, Xinghai Group will sign a formal agreement with the Wencheng government, and local TV stations will film it at that time.

For the Wencheng government, this is a very good publicity opportunity and cannot be carried out in a low-key manner.

For Xinghai Group, it also needs publicity to show the company's strength.

Now, Fang Bai has no hesitation and agrees to inject 100 million funds into the bridge's special account, which will be credited as soon as the account is ready.

At the same time, he met with Wencheng government leaders to interview the presidents of various banks.

The bank loan is one billion yuan, and Fang Bai took Xinghai Plaza, the project and part of the land as collateral.

Xinghai Plaza covers an area of ​​about 75 acres, with an investment of about 200 million yuan, which can also be used for mortgage loans of 200 million yuan.

Previously, Xinghai Group had borrowed 250 million yuan from various banks in Wencheng. Adding another 1 billion yuan, it would be 1.25 billion yuan. Now the bank interest is too high, and the interest alone for one year is 160 million yuan. This does not include the 100 million Fang Bai borrowed from Shanghai Bank.

It was just at the beginning of the year that the major banks in Wenzhou could come up with such a large amount of money.

The presidents of major banks had long asked Fang Shi for loans, but Fang Bai didn't let go. There were no big projects that needed a lot of funds for the time being, and the company couldn't keep up with its expansion speed.

Now it's okay, the Wencheng government is fully supportive, and Fang Bai, the talker, has spoken personally. Of course, the banks are willing to lend as much as they want. It is estimated that the maximum loan can be 2 billion yuan, and the land must be used as collateral.

Since he can borrow so much, Fang Bai will definitely take it after the Chinese New Year. He plans to buy the land in Lujiazui, Shanghai, and use the remaining funds to build a factory. He cannot wait until it is needed urgently before building. The company is developing rapidly, beyond his expectation.

It’s just that the interest rate is terrible.

The company owes more than 200 million yuan in loans, and the annual interest is close to 300 million yuan.

Even if Fang Bai knows the future development, he is still a little stressed.

But think about it, the loan of more than 20 billion is just the beginning. In the future, the loan may be tens of billions, or even thousands or trillions.

This time, several thousand acres of land are enclosed, which actually exceeds Wencheng's planned land. It is just a special case.

Fang Bai could predict that land prices would skyrocket, so he dared to borrow money.

When the interest rate drops, he will repay the original loan and then take out a new loan.

Moreover, as soon as this big project was announced, land prices in Oubei immediately skyrocketed, even higher than urban land prices.

The urban area is full of old houses, what can be compared.

Tsk tsk, more than five thousand acres of land!

If it goes up again, then he will take out another loan. As long as the bank has money, as long as the bank dares to lend him money, the brave will starve to death and the timid will starve to death.

Twenty or thirty years from now, the Ministry of Land and Resources will strictly investigate land hoarding and implement "targeted management" in key cities.

Fang Bai knew that it was not good to do this, but if he didn't do it, others would do it, but he did it and used the money he earned to do things that benefit the country.

Hoarding land is one of the biggest sources of profits for developers. Being a saint is really not suitable for business. (End of chapter)