College entrance examination scene: the test paper tells me the answer

Chapter 132



Chapter 132 Family Finance Office!!

Half an hour later, Yu Caiyun arrived with her husband Edward.

Jiang Fan hugged the two of them and smiled, “I was just about to go and see the house, and they came.” ”

Yu Caiyun smiled politely, “It is my honor to serve such a young and powerful rich man as you.” ”

“Acquiring the tourism department of Universal Shipping at such a young age has a bright future.”

Edward laughed: “He has at least $2 billion in assets!” This is a top customer! Xu Ziqiang has made such a great achievement in a few days, I can also serve him! 】

Jiang Fan smiled: “So, Mr. Wu Dehua wants to accompany us to see the house?” ”

Edward immediately said, “In fact, I want to provide you with more professional financial services.” Your assets are no longer suitable for private banks to manage. ”

Li Feng brought coffee, and the three of them picked up.

Jiang Fan took a sip and said, “Please tell me what you think.” ”

Edward said: “Among the rich, there is a famous saying: $1 million, find a private bank; $100 million, opened a family finance office. Your total assets have reached the level where you need to set up a family financial office. ”

Family Finance Office? I haven’t heard of it.

Jiang Fan asked calmly: “If both are managed funds, then what is the difference between a family finance office and a private bank?” ”

Edward said, “First of all: privacy. Private banking is an investment bank and serves multiple clients; The Family Finance Office is your own private investment institution, serving only your family and only responsible for your family. ”

When Jiang Fan heard this, he was moved.

Putting money in Goldman Sachs is always in danger of being watched.

If placed in its own private investment institution, the risk of financial information leakage is greatly reduced.

“Secondly, the family. A family finance office is at the service of your family, not you alone. ”

“The importance of the family finance office can be seen in Rodriguez’s serious illness.”

“Mr. Rodriguez’s extremely stubborn personality, excessive control, and refusal to establish a family financial office have led to the embarrassing situation that he now faces no heir to the assets, which in turn leads to the current family infighting.”

“If he had established a family finance office early on, even if he was very dissatisfied with his current generation of children, he could transfer assets to his grandchildren through a will.” After his death, the family finance office will continue to run its assets until the completion of the will, and he will not have to face the current dilemma. ”

“Mr. Jiang, although you are still young and have a long future, the risks are always there.”

Jiang Fan did not agree with this one.

He doesn’t believe in human nature, and if he’s gone, he has a hard time trusting that an institution will function well and wait for the future to be handed over to his grandchildren.

The foundation of the institution is people, and people have selfish intentions.

Of course, Edward’s words still have some truth, and the risk will always exist.

Jiang Fan did not dare to guarantee what would happen in the future, and it was always good to be prepared

In case of an accident, you can at least leave your assets to your parents, grandparents and other relatives, and will not be taken away by inexplicable people.

Jiang Fan waved his hand and let Edward continue.

“The third point is the inheritance of wealth. Family finance office narrative can help the family break the curse of not being rich for three generations. ”

“You’re still young, and if you have a lot of girlfriends, then you have a lot of kids. Among these children, there will be mediocre people who are not capable enough to grasp large sums of assets. If you distribute assets to them, you can only harm these people, who are unable to control the huge assets and eventually scatter their families and become poor. Wealth is both a strength and a burden. ”

“In this case, the right thing to do is to elect outstanding children and let them control the family financial office, and the other children are not allowed to control assets. The family finance office will pay them dividends in a regular and quantitative manner according to your regulations, so that they can live a life of prosperity and wealth. ”

“In Mold Country and Europa, hundreds of family offices have served more than three generations of family members.”

Jiang Fan’s eyes lit up. He really needed this one.

There are more women, and it is inevitable that the child’s name will be.

There are more children, and it is inevitable that there will be unreliable pit daddy goods.

Eating, drinking and having fun like tearing onions, for the rich, this kind of simply can’t lose.

I am afraid that if I come out with a high-handed master, I obviously have no ability, and I have to engage in full financial operation and the like, and I can destroy the family property in four or five years.

Typically like Li Zhaohui, the second generation of the steel company in Longguo.

Edward has described some other functions: “In addition to managing funds, family offices also undertake a variety of services, including tax and legal services, regulatory cybersecurity, etc. Some can also handle sensitive family matters, such as drafting prenuptial or divorce agreements and helping heirs take office. ”

Jiang Fan nodded, although many functions are not used at present, but they will be used in the future.

And some features are still important to themselves right now.

Although Edward’s body odor made Jiang Fan a little uncomfortable, he still had some good feelings for this white man who was willing to take care of Xu Ziqiang.

After all, in the moldy country, there are not many Caucasian people who are willing to take care of the Chinese.

Judging from Jiang Fan’s observation in the recent period, Edward did not have a conspiracy, but simply wanted to manage more funds and seek higher interests.

Jiang Fan sighed.

“So Mr. Edward is willing to help me set up a family finance office?” I’m sure I’ll stay in dragon country for a long time, are you willing to work in dragon country? ”

Edward said, “Yes.” I like Dragon Country very much, I married Yu, I have 2 houses in Hong Kong City, I have been to Modu many times, it is a modern metropolis, I am ready to retire and settle in Modu. ”

Yu Caiyun helped her husband to prove: “We have already bought a house in Modu, just in Huangfu District. ”

Edward added: “I also taught myself some Chinese, and I was barely able to live a daily life.” ”

Through his heart, Jiang Fan found that the husband and wife did not deceive themselves.

This white man is a rare pro-China element in a moldy country, and his skin color can make him feel good in the West.

For myself, this is a rare talent.

Jiang Fan then said, “Since that’s the case, then we can try it.” Can you start working now? When will I leave Goldman Sachs? ”

Edward was pleasantly surprised: “Not now!” ”

I’m just an ordinary investment manager at Goldman Sachs, where I can manage more than $2 billion in assets!] My God! I finally met my nobleman! 】。


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