ALL NOVEL Chapter 133
Chapter 133 Buying a luxury car saves money, beautiful diving instructor!!
The three of them raised a glass and celebrated a little.
“I wish us a pleasant cooperation!”
“Boss, you won’t be disappointed!”
After a drink, the three people divided the drama seat well.
Since Jiang Fan chose Edward, he would trust him.
Under the ability of the voice, the other party cannot deceive himself.
Jiang Fan briefly introduced the enterprises and funds under his name, and then asked: “In view of my current asset situation, what suggestions do you have?” ”
Edward asked, “What about your goal?” ”
Jiang Fan said, “For the time being, there is no development goal, just develop steadily.” In addition, a small amount of funds was withdrawn and handed over to Xu Ziqiang to try high-risk investments. ”
His assets have exploded several times, and he has never relied on stock capital.
Edward said without hesitation: “Well, I suggest that you immediately take out a loan in the name of the company and make a large purchase or purchase of assets!” According to Dragon Country’s tax policy, if you don’t do this, this year’s tax will be so high that you will be sore. ”
Jiang Fan nodded.
Previously, the income was privately traded, and the amount was small, and the tax department basically could not find it.
The acquisition of Universal Shipping is public, and even with the Cayman Islands’ winning investment as a cover, it is destined to have a large amount of money entering the country.
In this case, the tax must be paid.
To put it bluntly, their goals have become bigger, and as long as the tax office is not blind, 403 will definitely see itself.
Jiang Fan asked, “How to operate?” ”
Edward said: “The whole process is more complicated, I can give the simplest example.” ”
“If you open a company, you make a profit of 10 million this year, and the normal tax payment is about 4 million.”
“At this time, the company spent 8 million yuan to buy a Rolls Cais Phantom, the assets are the company’s, but you can only use it, then the company’s profit is only 2 million.”
“At the same time, all the maintenance and use costs of the car come from the company, so the company’s profit is even less.” Naturally, there are fewer taxes to pay, about 500,000 left. That’s the equivalent of spending 800 – (400- 70) = 4.5 million when you buy a Rolls-Royce. ”
“Cars can be depreciated, luxury cars depreciate faster. After 6 years, the car is depreciated to 30% of the original price, sold to itself, and then leased to the company with a backhand and opened to other senior officials of the company. The company will rent you all, and all the maintenance and use costs of the vehicle will also be paid from the company. This in turn saved the company a tax of at least $200,000 a year. At the same time, you can also get 100,000 rent per year. Assuming 5 years of use, this is another 1.5 million. ”
“After a few more years of use, this Rolls-Royce was completely obsolete. You sell the vehicle, and the final income is still your own, if you sell 1 million. ”
“After this operation, the actual cost of using Rolls-Royce is only 450-150-100 =2 million.” That’s the true cost of using Rolls-Royce. ”
“Sometimes, even, you may even save money by driving a Rolls-Royce than you would with a Mercedes, because the higher you spend, the more taxes you get.”
“The most critical thing is that the whole process is completely legal and without any handles.”
At this moment, Jiang Fan finally realized.
No wonder there are so many luxury cars on the road!
It turns out that people don’t spend money on driving at all, maybe they have made a profit! Of course, Jiang Fan also knew that this was not a stupid tax department.
The reason why taxes are designed this way is also simple.
As long as you spend the money you earn, no matter what you buy, always promoting consumption and investment, the money will start to work, and the economy will prosper.
So, ordinary people are in the first layer, the rich people who legally avoid taxes are in the second layer, and the tax department is in the atmosphere.
The three parties are not thinking about the same level at all.
Jiang Fan stood up and said, “Very good, Edward, I am very satisfied, you should solve the loan matter first.” How much do you think I should borrow? ”
Edward pushed his glasses and said: “Mortgage the loan of Muya Tour and Qianshachangkou shares, and repay the loan immediately when the 152.5 million shares of Huanqiu Shipping are cashed out, and the shares are still in their own hands.” ”
“Relatively stable. Other than that, you don’t have any debt. ”
“And your assets have reached between $2.2 billion and $2.5 billion.” The current proposal is to borrow around $400 million to $500 million to buy any asset you want. Of course, the specific loan value needs to be carefully calculated in order to maximize the benefits. ”
Jiang Fan nodded: “Which bank is more appropriate for borrowing money?” ”
Edward said: “Your financial situation is very healthy, and any bank is willing to give you a loan.” I recommend borrowing from 2-3 banks to hide the cash flow situation and get more bank support. ”
“Okay, then you do it.”
Jiang Fan said, “It just so happens that I have a crush on a piece of land.” ”
Yu Caiyun’s eyes lit up: “You are talking about the primeval forest near Honolulu City?” ”
Jiang Fan said, “Yes.” Schedule a time as soon as possible, I want to go and see. There are other houses, and I’d like to see a few more if I have the chance. ”
Yu Caiyun said happily: “I will contact now, tomorrow we will see 4-5 at a time?” ”
“Okay, I’ll wait for you to dispel your wishes.”
In the afternoon, Jiang Fan drove a roadster to a beach. A small and medium-sized yacht of more than 30 meters is already waiting here.
Jiang Fan boarded the ship with Li Feng.
The captain was a Native Hawaiian, short and strong.
There are also 2 crew members, 2 waiters.
A beautiful diving instructor came over.
“Hi Mr. Jiang, I’m your diving instructor Li Anna this time.”
[Very handsome!] And the muscles! It is really a rare young man in the Dragon Kingdom. 】
Mixed Chinese and Western, long-term seaside exercise, she was sunburned to a brown
Her personality is sunny and cheerful, but not as exaggerated and aggressive as Western women.
The shape takes into account the beauty of China and the West.
Slender in size, the bikini is perfectly proportioned, and the two large long legs are almost at the level of a supermodel.
This is the leg body that Jiang Fan has ever seen than the best woman, with an easy wrist line over the crotch.
Football coach He Xiaoqing can also have a wrist line over the crotch, but she is shorter.
The result of the leg length is that there is no waist………
Unlike Anna Li, she is about 170 tall and has a flexible and powerful waist.
Her face is more oriental, her eyebrows and eyes are soft, and her orbit is a little deeper, with a natural feeling of foundation.
Due to diving, Li Anna didn’t actually wear makeup.
But she was in her youth, her face was full of collagen, and her healthy and lively appearance was completely different from most Dragon Country girls.
Pretty is certain, when Jiang Fan hired a coach to make a request, the first one was pretty
Since you can choose, why not meet your preferences?
Jiang Fan looked up and down at Li Anna: “Hello.” I am Jiang Fan. ”
Li Anna turned around generously and said confidently, “Mr. Jiang, do I meet your requirements?” ”
Jiang Fan nodded, “Great, very good!” ”
“Hahaha! Thank you for the compliment! ”
Li Anna was not shy at all, and laughed: “Let’s start.” Have you ever dived in the water? Can you swim? ”
[I haven’t been in love with the handsome guy of the Dragon Kingdom yet!] 】
Jiang Fan felt the completely different personality of Western-style women, and smiled: “When I was a child, I often swam in the waterholes and small rivers in my hometown, and sometimes dived to the bottom of the water membrane stones to play. ”
Li Anna nodded, “Very good! The foundation is much better than most people, let’s get used to ocean swimming first. I know of a shoal where the water depth is only 1-2 meters, there are few tourists, and the scenery is beautiful, which is just right for beginner divers with certain swimming experience. ”
“So what are you waiting for, let’s go.”