Pamper Eighties

On this day, they all spent their time in the big family room, and even had lunch in the cafeteria. With so many stocks, one account manager couldn’t handle it at all, and he sent several people over to help.

During lunch, the account manager looked at the empty space and told them: “Recently, a new policy has been introduced, which requires shareholders to take out their stocks for registration and certification. In the future, you don’t need to keep so many papers and use them directly. The account can be traded.”

“This…” Several old people were very hesitant, and Mrs. Feng asked, “How can I prove that I am a shareholder without using shares? Do you mean to take back the shares? Is this reliable?”

“Reliable.”

The account manager said patiently: “In the past, paper was used for stock issuance, and it was all manual operation. As you can see, there are too many people, so it’s too busy, so the country has a new system, using a computer, and opening it after registration. An account, how many stocks you have, it will be recorded in the computer for you, and if you want to buy or sell, just call.”

“It’s so convenient?” Madam Feng was skeptical. These days, computers are still quite unfamiliar to ordinary people, and she has never heard of it.

What Mrs. Feng cared about most was the safety of stocks. She asked again, “Will it be recorded in that computer, will I lose my stocks?”

“No.” The account manager said with certainty: “If you have an account, the account is connected to the bank. In the future, you can make money by investing in stocks. You don’t need to take cash. Direct bank transfers are very convenient.”

This policy has just come out. If you want to implement it, you have to rely on account managers to sell it, so he said it with extra effort.

“At present, we have opened a computer account for the newly opened customer. In the future, the old account will gradually be used. I also told you in advance that it is very safe. You don’t have to worry.”

Brother Rui asked him abruptly, “Are all your accounts connected to the Internet?”

“Yo, it’s still Mr. Zhang who knows the goods.”

The account manager felt a little surprised and couldn’t help but honestly said: “Our system is already connected to the Internet, the headquarters has purchased a lot of computers, and our business office has allocated 80 computers. The current bank is Bank of China. Linking to more banks, it’s all high tech, and it’s all done now.”

“Then if we don’t open a new account, will those stocks be voided in the future?” I have to say, the question raised by Brother Rui is so sharp.

Seeing that he seemed to understand, the account manager did not dare to fool him, and finally told the truth.

“I don’t dare to say that. Your stocks are also bought with real money. It’s just that the leaders asked that if we open another account, it will be a computer account. This is the trend.”

“Brother Rui, do you think it’s okay?” Madam Feng felt that Brother Rui knew a lot about this, so his opinion was very important.

Brother Rui had experience in that previous life, and he quickly said, “Grandma Feng, I think it’s ok, they are such a big securities company, they won’t lie to us.”

The account manager smiled and gave him a thumbs up.

“That’s right, we are all here, we can run as a monk, but we can’t run away from the temple. In the future, it will be a high-tech office. It’s like we used to communicate basically by writing letters, but now we use the phone.”

He spoke sincerely and sincerely, and finally dispelled the concerns of several elderly people.

After lunch, they wiped their mouths and said, “Okay, go and open the stock account with you, and help us deposit the stocks in these boxes.”

There are boxes piled up next to their seats, all of which are original stocks that they do not plan to trade. Most of them are from Shenzhen Development Bank, and a small part is from Vanke.

Speaking of Vanke, the old man Feng was a little disgusted.

“Other people’s stocks have risen very well, but Vanke is not as good as it is. I bought it for a million dollars. How much has it risen now? It’s less than doubled.”

He felt that buying this stock was a bloodbath. Last year, he and Lao Shishi went to Shenzhen. In the square, a young man was always pestering them, and only when he asked, did he know that he was selling stocks.

Old Man Feng didn’t choose, he just bought some with one million, and Old Man Zhang also bought one million. In fact, the stocks were all denominated in Hong Kong dollars. One million US dollars, which they used as four million Hong Kong dollars, was a huge loss. You know, the exchange rate on the black market is more than eight times that.

“In this way, we didn’t make a dime in our stocks, and we even lost our underwear.”

Old man Feng twitched his eyebrows, his tone would be as much as he wanted. It’s not that he was irritable, but the stock was so unscrupulous, why couldn’t it go up.

Speaking of this stock, Old Man Zhang was also very angry.

“Everyone else is weighted, and it has been added dozens of times, and it is still crawling slowly. Hey, I said, why don’t we take it?”

Unexpectedly, except for Old Man Feng, everyone else was against it.

Mrs. Zhang objected especially fiercely: “If you don’t sell it, you won’t sell it if you say anything. Didn’t you listen to what I told you? The house we bought in Shanghai has all gone up in price. With so many people in Shenzhen, the house must be easy to sell. Their family is dedicated to building houses, and there will be more in the future.”

For example, if she recovers herself, she is also going to sell the stock for money, so that she can use the money to buy a house, so she is also very confident in the company that builds the house.

The old man Zhang was also strictly controlled by his wife. Seeing the old wife staring at him, he immediately surrendered.

“Okay, okay, one million isn’t much anyway. If you don’t sell it, don’t sell it.”

This family is really interesting. The account manager watched quietly by the side. He personally felt that it was not worth it for them to do so. They sold good stocks and kept junk stocks. Some of them will regret it in the future.

But it’s none of his business, he said with a smile: “You guys have discussed it, then let’s go and set up the account.”

The account is in another room, and there is a special person to do the calculation for them. The person who opened the account is a beautiful young girl.

Mengmeng looked at this beautiful sister curiously, and found that she took out a few small red books to fill in, and took out two seals, stamping them.

Those little red books were passed on to several other staff members, and everyone put their own stamps on them. When they finally reached Mengmeng’s hands, she could see clearly that it was a certificate of equity.

“Hey, it’s pretty good, it looks like a passbook.”

Madam Feng took the little red book in her hand and looked at it over and over. Except for the words written on it, everything else looked like a passbook. What kind of stock she bought, how many shares, the form was filled out clearly, and the seal was also dropped.

Now she can be relieved, she thinks this thing is a passbook, which is the proof that she keeps stock.

The account manager also filled out a few forms for her, handed it to her and said, “We have opened an account here, if you are free, take it to Bank of China for custody, and it will be connected to us on the other side, and after that, you can transfer money to each other. .”

“It’s really convenient.” Madam Feng believed it thoroughly, and she promised, “When you get off work, I’ll go to the bank for custody, and deposit the money in there by the way.”

They went back to the big family room alone, and they were very rare about those little red books.

Mengmeng studied carefully and said, “Vanke has 4.1 million original shares, which are doubled to 820, accounting for 8.7% of the shares. Brother Rui, what is the ratio?”

“A lot.” Brother Rui smiled mysteriously, he took another small red book, put it together, spread it out and said, “Our two equity stake exceeds 17%, it should be considered a lot. Bar.”

Vanke, haha, that is the bull stock among bull stocks, and the king bull among the kings. If it wasn’t for his rebirth, he really wouldn’t have the chance to buy it.

Mrs. Zhang pinched the thin notebook and sighed with emotion about the power of technology: “It’s really convenient to do business now, you don’t have to carry a few boxes of paper to run around, just kick the notebook in your pocket, and do it with empty hands. If it can be done, you don’t have to worry about safety anymore.”

Mrs. Feng also felt the same way and said, “Yes, I thought he said that he opened an account, and he was doing it in that computer. I didn’t expect people to have proof, and I felt relieved.”

They sat idly in the big family room. They could still be small for a while when they were sleepy. After two o’clock in the afternoon, the stock market continued to open, and the loud noise woke them up again.

It was impossible to get out. They were still waiting for the security to bring in boxes of money. So much cash was piled up like a mountain. You can imagine how lively it will be downstairs.

Except for Old Man Feng and Old Man Zhang, no one else had ever seen so much money with their own eyes. They were almost dazed, their eyes flashed in circles. .

“Oh, mother, how much does it have to be?” The big baby was drowning in the money pile, deeply enjoying the happiness of being submerged in money.

Erwa held a calculator in his hand, and buried his head there to calculate.

He threw the calculator away, lay on the pile of money and said, “It’s not worth it, it’s not worth it. This is the legend of counting money until your hands cramp. The legends are all deceptive, and it doesn’t feel good at all.”

“Hahaha…” For the first time, Mengmeng felt that the second brother was like a fool. With so much money, can he count it? I’m afraid that with her grandparents and the old Zhang family, it’s not clear. This money.

She said annoyed, “What’s going on here? How do we get to the bank with so much money? They’re going to count until dawn.”

This is really a problem, the big guys can’t help but take it seriously. Originally, they planned to go to the bank at 3:30, but now it doesn’t seem to work. It will take a long time to just move the money.

“I’ll call them and see what they have to say.”

At a critical moment, it was Old Man Feng’s eldest brother who played a role. The other party’s savings department heard that there was so much money here, and immediately said graciously that they wanted to come over to collect the money.

“Oh, that’s great, thank you so much, Director Zhao.”

Old Man Feng held Director Zhao’s hand with both hands, shaking it up and down, as if the peasants in the occupied area saw the PLA, and Director Zhao was here to rescue them. How could such a good comrade come to the door in person? collect money.

Director Zhao is the leader, and his subordinates are responsible for counting the cash. He sits on the sofa and greets the guests.

“This is all right. You have opened an account in our bank, and it is our goal to attract savings. You are big customers. I would like to thank you. I have deposited these two funds. My performance in the third quarter, even if It’s done, and by the end of the year, you don’t have to worry about it.”

A leader is a leader, and his words are so sincere. He knows that it is useless to hide it. He simply spreads it out and really wins the trust of the two families.

“Just what you said, my money will be put in your bank.”

The old man Feng said very frankly. No matter how he thanked him, it was just a gesture. After all, he was already a billionaire with a net worth, and no one with knowledge should understand what this means.

Not to mention anything else, as long as he keeps the money in his hand from one bank to another, Director Zhao should be overwhelmed. No one has more than one billion in cash these days.

What Director Zhao called was exactly the idea of ​​the cash.

“Uncle Feng, Uncle Zhang, I listened to you. It seems that I am not very confident in the stock market, right? I also feel that the stock market is a little hot.” Still holding a lot of stock, do not plan to sell.

“That’s it, the stock market is not good, and we can’t keep all the money. You are old people, and I don’t recommend other financial management. It’s better to save it on a regular basis, there is no risk, even if it is taken out in advance, the loss will be However, it is the regular interest and the current interest, which will still be calculated for you.”

In order to completely lock up this huge sum of money in the bank, Director Zhao also worked very hard.

He stretched out five fingers and said, “The current five-year term interest rate is fixed at 9%. This interest rate is high enough. If you deposit in our bank, the interest rate can be raised a little more for you. Eleven cents, twelve cents, that’s not a problem.”

Mengmeng asked him curiously, “Didn’t you just say fixed interest rates? How can this be raised?”

“Hey, little sister Feng,” Director Zhao smiled like an elder in his family, and said kindly: “No one else can, your family is different, you are the most honorable guest of our bank, and of course you can enjoy different treatment, interest you If it is too small, I can go to discuss with the head office.”

In short, he said, it is negotiable. As long as they are willing to save the money as a fixed term, then his branch will be fine. The deposit in the savings department is the courage and confidence of the bank.

With money, they can do things. Without money, they can’t do anything, and they can easily become marginalized. The struggle in the bank is also quite realistic and cruel.

He even hinted: “14%, I heard from the head of the head office that I can help you to apply for the application, how about it? Save it for a regular period?”

“Regularly, isn’t that the period of death?” Mrs. Zhang said bluntly, “Five years is too long, Xiao Zhao, we still use this money, and we don’t plan to save it for the time being.”

“This…” Director Zhao’s smile collapsed. With a bitter face, he looked at Old Man Feng hesitantly and said, “Didn’t Uncle Feng just say that he should deposit the money in our bank?”

“Yeah,” Old Man Feng firmly admitted: “The survival period is also there, and he didn’t say to take it out.”

The old man Feng said in a grand manner: “Xiao Zhao, take a long-term view, don’t stare at some small profits, what is this money, I have more money to deposit in the future, you are opening an account Okay, what are you afraid of, the money can’t escape your bank.”

His speech is majestic, and the money mountain behind him is used as the background, which is really convincing. Anyone who sees him will think that he is an unfathomable rich man.

Director Zhao was still unwilling to give up, and he persuaded him several times in succession.

It’s a pity that no matter how right his idea is, he is no match for the people of the old Feng family and the old Zhang family. They gritted their teeth.

At ten o’clock in the evening, the money will be counted, and the business office has already closed, so they transferred it to the bank, continued to work overtime, and finally deposited the huge sum of money.

Walking out of the gate of the bank, everyone looked tired.

To say that I was rich at the beginning was very exciting, but now that excitement has turned into numbness, especially after Director Zhao assembled several financial managers, and then joined the president of the bank to bombard them in turn.

Madam Feng hid in the car and said, “Oh, too much money is also a trouble. Before, the family used to be only tens of millions. I use a little here and hide some there. I don’t think I have much money.”

She looked back at the signboard of the bank and said angrily, “Now that such a large amount is stored in the bank, it is the worst loss to take the current account. You should take it out for business. to such a big business.”