Rebirth 1990: I have three golden fingers

Outside the window, there is a rapidly receding landscape. The mountains in the distance and the fields nearby are all dyed golden by the winter sunshine.

On this road to hometown, people's emotions are complicated, including longing for hometown, concern for relatives, review of the past year and longing for the new year.

But most people are worried about the various expenses of traveling back and forth, and they also want to spend the New Year in glory.

It is probably the only one in the country where nearly ten luxury cars drive home like Fang Bai's family.

Passengers on the road saw this scene and thought it was a wedding convoy, but they dismissed it when they saw that there were no wedding flowers on the front of the car.

But even if it's a wedding, it's usually just a Santana car, and it's considered glamorous. In this era, temporarily renting a Santana as a wedding car costs several hundred yuan, which is not cheap. The price is also based on the price of the car, but the demand for cars is small and the demand is high, so the price is higher.

In a Mercedes-Benz, Fang Bai himself was sitting in the back seat, and Qin Shuyu was pulled together by Fang Tingting. They were sitting in another car, and they probably had endless things to say.

Fang Bai had been sitting for a long time, and when he had nothing to do, he took out the year-end summaries of each company to read.

The first one was a report from Xinghai International Investment Company. It was all in English and Simons had given it to him some time ago.

The average price of Microsoft stock reached US$770 per share when I bought it last year. At the time of the last report, it fell to US$675 at the bottom and only US$752 at the highest. Now it has returned to the stock price when I bought it last year, and the book value has not changed.

The company purchased $200 million in Microsoft stock.

Intel INTC, when I bought it, reached US$4,000 per share (calculated after reinstatement). At the time of the last report, it had risen to US$5,000. It reached a high of US$5,600. It is currently around US$5,200, with little change.

The most purchased stock is Cisco, with the average price at the time of purchase being around US$350. At the time of the last report, it had risen to around US$400, and currently it has risen to around US$590.

In the past few months, Simmons has absorbed another US$50 to 60 million in investment, all of which was invested in Cisco stock.

Overall, the current book value of the three stocks invested has reached US$1.6 billion, and a lot of profits have been made, which is 45% higher than when the position was established.

By April or May next year, if this is still the case, Fang Bai can still earn two to three billion US dollars from a book perspective.

However, of course he was not satisfied with this.

In the next year, Fang Bai feels that the increase will not be too large.

It would be 1995 before these three stocks would experience a surge.

Fang Bai plans to put this money overseas.

He recalled the list of rich people killing pigs and felt slightly worried.

In fact, in the 10 years from 1999 to 2008, a total of 1,330 domestic wealthy people were on the Hu Bai Rich List. Although most of the entrepreneurs on the list are still leading the development of their companies, 49 people have "changes" ”, accounting for very few, and most of them were sentenced on suspicion of economic crimes, manipulation of securities transactions, misappropriation of funds, conspiracy to commit fraud, etc.

Xinghai Group is currently a technology company, and Fang Bai is a bit unfounded.

As long as he comes up with some high technology that benefits the country and the people and breaks the foreign technology monopoly, even if he really makes a mistake, the relevant departments will turn a blind eye.

When he opened the car window curtains, the warm winter sun shone on him and felt warm. The inside of the car became brighter, like a beam of light shining in the darkness, dispelling the gloom in his mind.

In an instant, Fang Bai raised the corners of his mouth slightly, stretched his eyebrows, and smiled like a gurgling clear spring.

"Hey, I think too much."

With a faint smile, he put down the report from the investment company and picked up the report from Hualian Supermarket that his roommate gave him.

At the beginning of last semester, a total of 50 Hualian supermarkets were in operation, and several were under construction.

After several months of rapid development, there are now 80 Hualian supermarkets in normal operation, with a daily turnover of more than 500,000 yuan.

Last year, Hualian Supermarket Company had a total turnover of approximately 100 million yuan, a gross profit of approximately 35 million yuan, and an after-tax profit of 30 million yuan.

At present, Fang Bai has not touched the money and has been using it for development.

Before last year, with one million yuan as dividends, each student in their class received 4,800 yuan after tax.

This year, in order to let everyone have a good year, Hualian Supermarket also has a lot of liquidity and cannot use that much. Fang Bai will use 5 million yuan to distribute dividends. He also hopes that they can improve their family life. Each student will receive it after tax. 24,000 yuan, extremely rich.

What makes the students of Class 3 Mechanical Engineering even more delighted is that the shares they hold are becoming more and more valuable.

According to the current valuation, each person’s 0.2% stake is worth about 200,000 yuan.

Fangbai will prepare for the listing of Hualian Supermarket this year. By then, the shares in their hands will be more valuable. Moreover, when the number of supermarkets reaches more than 100, Fangbai will reward shares again according to the original plan, and will reward shares again before the listing. .

In the end, adding 0.2% of the previous rewards, each student received a total of 0.6% of the shares.

The class of 59 people also changed their lives and families because of Fang Bai's casual establishment of Hualian Supermarket.

At this time, Fang Bai's roommate Cui Xiaoqiang and his girlfriend Qi Ran were sitting on the train returning to their hometown.

The two of them had gone on vacation early, but Cui Xiaoqiang was delayed by something and came home late, so Qi Ran accompanied him.

Cui Xiaoqiang's family is in a remote mountain village in Longlin County, Guizhou Province, while Qi Ran's family is in Shilin County, Chuncheng County, Yunnan Province.

The train from Chuncheng to Shanghai passed through Weishe Station. Cui Xiaoqiang met Qi Ran on the train, and was later chased by Qi Ran.

The two have been in a relationship for more than half a year. Qi Ran, who is studying in finance and economics, is a well-behaved and pretty girl, but he is completely devoted to Cui Xiaoqiang, who is only 161 centimeters tall and has an average appearance.

Of course, at the beginning, I mainly focused on Cui Xiaoqiang's future development and his honesty.

At first, Qi Ran's roommate didn't understand why she would choose Cui Xiaoqiang. With her conditions, there were many boys chasing her at the University of Finance and Economics.

After they learned more about Cui Xiaoqiang, especially in recent months, Hualian Supermarket has developed rapidly, and coupled with their roommate relationship with Fang Bai, they had to admire Qi Ran's good vision.

After the holiday this year, before going home, Cui Xiaoqiang took Qi Ran to visit his newly renovated house, which surprised Qi Ran.

Before coming, Cui Xiaoqiang said he would give her a big surprise. She didn’t expect it to be a house!

Oh my god, what a surprise!

Cui Xiaoqiang looked at Qi Ran's dumbfounded look and said to Qi Ran, "Look, how is this house decorated?"

Qi Ran looked around the house. It was exquisitely decorated and fully furnished. Her eyes were shining with excitement. She said with emotion: "It's so beautiful, Xiaoqiang, is this really your house?"

"Of course it's mine. My name is written on the real estate certificate." Cui Xiaoqiang said with a proud smile.

"I can't believe it. It cost a lot of money, right?"

"This house cost more than 100,000 yuan, which was paid in full. It also cost a lot of money to decorate."

"Oh my God, it's well decorated and very big." Qi Ran knew that houses in Shencheng were expensive, but if he could afford to buy them in full, how wealthy would he be?

Next, Cui Xiaoqiang took her on a tour.

The house has two bedrooms, two living rooms and one bathroom. The house area is close to 70 square meters. There is no such thing as a shared area these days, so it is quite large.

Most units these days are 50 to 60 square meters, and with large families, it is impossible to share a house with one person.

The balcony of the living room has large floor-to-ceiling glass, which provides good lighting and makes the space transparent. The kitchen also has integrated cabinets and a hood, and after renovation, it opens directly to the dining room. There is a solid wood dining table in the dining room with four chairs around it.

The bedrooms have customized wardrobes and desks, as well as large bay windows.

Qi Ran had never seen a house decorated like this before, so he was completely shocked.

"Actually, the house is not bad. If the family has a big family, it will definitely not be enough. I bought a washing machine and a fan, and kitchen utensils, but I haven't bought a TV or air conditioner yet. When next semester comes, we will see if there is anything we need. Just add more." Cui Xiaoqiang is very satisfied with the decoration, but in fact he doesn't understand decoration.

He and his roommates had seen Fang Bai's renovated houses, which opened their eyes to the fact that houses could also be renovated in this way.

After the visit, the two of them sat on the new sofa. Cui Xiaoqiang held her hand and said softly: "We are both juniors and seniors in one semester. Either find a job or continue studying." Research, I am definitely worried about the future.

I should have told you about the house earlier, but some situations involving our boss should not be exposed.

Some time ago, I asked our boss, and he said it didn't matter. He didn't care about the subscription certificate speculation at all. He said that the local government knew about it.

Back then, several people in our dormitory followed the boss to speculate on subscription certificates. We all took a lot of money and invested in houses.

So, when we get married in the future, we don’t have to worry about a house at all. "

The corners of Qi Ran's lips bloomed, revealing an understanding smile: "Well, it's okay, Fang Bai is so kind to you. I've heard of subscription certificates, but since you mentioned it to me, I won't tell anyone else. This kind of thing Ordinary people don’t know much about this matter, so Fang Bai naturally had his reasons for choosing not to expose it.”

Cui Xiaoqiang nodded, feeling relieved.

When the boss didn't choose not to be exposed, of course he made too much.

However, he would not tell Qi Ran these things, not because he was afraid that Qi Ran would tell others, but because he understood Fang Bai's kindness to him.

"Yes, the boss is very kind to us. We will never be able to repay the debt we owe in our lifetime. Years ago, he probably asked about us and said that if we were willing to work at Xinghai Group, that would be no problem, but the specific position would be Whatever you do, it depends on your ability.”

"Ah, I can also work at Xinghai Group?" Qi Ran was surprised.

"Of course, the partners of our roommates, as well as all our classmates, can go wherever they want. However, now there is a Hualian Supermarket, and everyone is not short of money. There may be many people who want to further their studies. I plan to continue Study for a postgraduate degree and get a Ph.D., and if your boss needs it, then join his company after graduation. If you plan to continue studying for a postgraduate degree, get a Ph.D., or go out and work directly, you don’t have to worry about family expenses.

Last year I received several thousand yuan in dividends, and this year I received 24,000 yuan. I have plenty of funds on hand, and Hualian Supermarket is developing rapidly, so I don't have to worry about small money at all. "

Qi Ran thought for a moment, she had the idea of ​​going to graduate school, and said in surprise: "Well, then I will accompany you to graduate school. I didn't expect that you get so much dividends in a year. Ordinary families have worked hard to save money all their lives, and maybe they can still save." It’s less than 10,000 yuan.”

Her parents are teachers and her family's financial situation is average.

Nowadays, the cost of admission to graduate school is not high, but if you have financial support, it will definitely be a comfortable life.

Cui Xiaoqiang was full of emotions: "Yes, so the debt we owe to the boss is so great that we will never be able to repay it in our lifetime.

If it weren't for him, I would still be a poor student, eating steamed buns every day.

I remember that at the beginning of my freshman year, my eldest brother lived in the dormitory for a while. He often bought a lot of meat buns in the morning, because he knew we didn’t have enough to eat. But he was afraid of hurting our self-esteem, so he didn't give us money directly.

I didn’t know these things back then, and I was ignorant. In the past two years, I was handling the work of Hualian Supermarket and had more social interactions. I finally understood what the boss did back then. People are already familiar with this aspect of dealing with people. . "

Qi Ran rested his head on Cui Xiaoqiang's shoulder, listened quietly, and sighed: "He is very powerful. No wonder his business is so big. Many students in our school admire him."

"This house will be registered with your name after we graduate and get married. Currently, this house has not been certified. I asked the boss and he said this is normal."

When Qi Ran heard this, a hint of surprise flashed in his eyes, and he felt his heart was very sweet, immersed in the joy of love.

She was also worried that Cui Xiaoqiang had changed his mind.

But if her name is added to the house, it must be someone who truly loves her.

For the first time, she was moved by Cui Xiaoqiang's words. She glanced at his side face, hesitated, then leaned over and kissed his cheek, then shyly avoided his gaze.

Until now, the relationship between the two has been limited to holding hands and hugging each other, with very few words. The main reason is that Cui Xiaoqiang is too timid.

If he took the initiative, she would actually be willing to do it.

Cui Xiaoqiang was also elated by her actions. He was not an idiot now. They were the only two in the room anyway.

Taking advantage of the opportunity, he cupped her delicate face.

The two breathed each other, and they could feel each other's breathing suddenly becoming heavier.

When the cold lips suddenly touched hers, the world was spinning at that moment. She closed her eyes greenly, but kept trembling.

I don’t know how long it took, but the relationship between the two has deepened a lot, and they are just one step away from each other.

Cui Xiaoqiang chuckled, feeling satisfied. After arranging his clothes, he seriously said to Qi Ran who was lying on his lap: "This year's Chinese New Year, I plan to meet your parents. After graduation, I will come to propose marriage. Let's arrange the marriage." Decide."

"Well, it's up to you."

The corners of Qi Ran's mouth raised slightly, with a shy smile, as if he was silently enjoying this sudden happiness.

Cui Xiaoqiang felt even happier when he saw Qi Ran agreed without much hesitation.

I heard from the boss that if a couple has been together for a long time and one party proposes to come to meet the other party's parents and the other party avoids it, it is very likely that they do not really want to be together, or they are not responsible or are afraid of spending money.

Cui Xiaoqiang felt that the boss was right.

In the next few days, the two settled in the new house and their relationship deepened.

If he hadn't been preparing to go home and feared that Qi Ran would have difficulty moving, he would have probably taken the last step.

On the day of train departure, the two got on the train and left Shanghai together.

Cui Xiaoqiang is not short of money. He bought a hard sleeper ticket this time, but he doesn't want Qi Ran to squeeze into the hard seat.

Sleeper berth tickets are quite easy to buy these days, mainly because they are expensive. Most students are reluctant to buy them. After all, there is no discount when buying sleeper berth tickets.

On the contrary, it is a hard seat. If students buy it, they can get a 50% discount.

There were six passengers in a small carriage. The other four passengers looked at the couple Cui Xiaoqiang and Qi Ran with a little surprise.

Cui Xiaoqiang looks ordinary, but the girl is quite beautiful, how could she like him?

After a long car ride and chatting, they found out that Cui Xiaojing and Qi Ran were college students.

As for more, I didn’t know much. Cui Xiaoqiang seemed honest, but he was not stupid. He would say anything in front of strangers. (End of chapter)